At La Salle Insurance and Travel Services Ltd. we realize that your home is one of the single largest financial investments you will make.  Talk to one of our experienced insurance brokers today and we will take the time to get to know you and your property insurance requirements.

Whether you’re looking to protect your residence, rental unit or seasonal getaway, we offer a wide range of plans that will help to deliver peace-of-mind to whatever properties you call home.

When you make an appointment with a member of our residential insurance team, we will work with you to determine which plan is right for you!  We will recommend tailored insurance packages that are based on your individual risk and discounts based on your insurance needs, risk information and applicable discounts.

Our residential services include:

• Home Insurance
• Cottage and Seasonal Residence Insurance
• Condominium Owners Insurance
• Tenant Insurance
• Mobile Home Insurance
• Rental Property Insurance
• Personal Items Floaters

You put a lot of time and money into your condo. Condo insurance is one means to protect your investment. Understanding your personal needs, we bring together a package of different coverage to provide as much protection as you feel necessary. Condo insurance can protect you from damages to your home, its contents or even from financial liability if someone outside of your household is injured and you are found to be responsible. Taking the time now to understand condo insurance will help you to find off potential financial misfortune in the future.

Your homeowner, condo or tenant insurance policy covers only the location listed on the policy. If you own another property that you rent to others, it requires its own coverage. Remember, you probably purchased the property to rent it out as investment. You collect rent to make a profit. If the building is not properly insured, you could loose it all.

If you are renting, it’s a good idea to protect your personal property. Your landlord’s insurance policy covers the building and your landlord’s possession – not your personal belongings. That’s why we offer tenants package Insurance.

A tenants policy is an economical way to insure your valuable possessions, including stereo equipment, televisions, furniture and appliances, against damage and theft. It will also provide you with personal liability protection.

You may have a second property that you retreat to on the weekends and for seasonal vacations. This location requires its own coverage and the contents, if they remain at the cottage, they are not covered under your home or apartment insurance. As these properties are usually not in urban areas, they can be more susceptible to vandalism and break-ins. Be sure that you are adequately covered for such losses at your cottage or trailer including liability coverage. Many policy options are available.

 

 

 

 

 

La Salle Insurance and Travel Services Ltd. is a Manitoba Public Insurance authorized agent.  Although your Autopac rates are the same at any insurance agency you may attend, our experience and knowledgeable staff can process your transactions fast and efficiently.

When you’re looking for advice on the best primary or extended coverage for your automobile or fleet, we’ll work with you to find the protection that’s most appropriate for your vehicles.  Sometimes the unexpected happens and in times like these, it’s comforting to know that you’re protected.

Full, 4 pay and monthly payment plans are available.   With payment options that range from a single debit to pre-authorized withdrawals from a bank account or credit card, ensure multiple payment options to suit your needs.

Talk to us today to find out more about:

• Increased Liability Limits
• Lower Deductible Options
• Loss of Use Coverage
• New Car Protection
• Leased Car Protection
• Rental Car Insurance
• Fleet Program

You pay for your driver’s licence and vehicle insurance every year. In years between renewals (reassessment years), you will receive an annual statement of account, advising the cost of your annual driver licence.
In your reassessment years, you can choose to pay:

• Credit card or online through your financial institution (you’ll need your customer number)
• In person at our office with cash, cheque , debit, VISA or MasterCard

Remember, you must us to change or cancel your driver’s licence or vehicle insurance. It will not automatically lapse after one year. It will remain in effect and you will be charged for it.

For more information regarding the cost of your driver license click here.

You use your watercraft on those carefree summer days. Make those days even more enjoyable by knowing that you and your assets are protected in the event of an accident or theft.

We have access to several aviation markets and provide coverage for you if you are a pilot or if you own an aircraft or a fleet.  Or perhaps you own or operate a landing strip, or maintain or service aircraft and their parts. We can offer full coverage, liability and cargo coverage if required.

 

 

 

 

 

La Salle Insurance offers comprehensive coverage for all your business, professional and commercial needs. Our professionals know every business is different and we can develop an insurance program specifically designed for your company’s needs. We will present you with a complete insurance proposal with options for your consideration.

A professional liability policy or an Errors and Omissions policy covers liability arising out of negligent acts, errors and omissions in the rendering or failing to render professional services. These policies generally do not cover bodily injury or property damage but rather the financial consequences of some professional services rendered. (IE: accountants, architects, engineers.)

We can also offer malpractice coverage for services such as physiotherapists & chiropractors.

The law imposes a standard of care on the directors and officers of a corporation or institution. Directors’ and officers’ liability policies offer protection against the wrongful acts of directors and officers when discharging their legal duties for the company. Wrongful acts may include any actual or alleged misstatements or misleading statements and breaches of duty.

If you are a director or officer of a corporation – profit or non profit – you could be held personally liable if you breach the standard duty of care.

Your home, property and equipment coverage can include all your farm property and equipment extending to hobby farms, specialized farms and custom farming.  Insure your specialized barn equipment against damage from centrifugal force or mechanical breakdown including loss of income due to a loss. Your livestock insurance can cover anything from ordinary hobby farm animals, to specialized dairy, hog or poultry, bison or elk farms as well as beef farms. We also carry a variety of markets for full animal mortality insurance including government slaughter.

Protect your livelihood by insuring your farm earnings. We offer a variety of Business Interruption policies ranging from monthly earnings coverage to protecting your income for up to 24 months.

The diversity and complexity of today’s agriculture industry make farm insurance one of the most specialized areas we encounter. No matter the size of your farm operation, La Salle Insurance’s agricultural specialists will work with you to tailor a package to your individual needs.

Farm Insurance Products

• Farm Residence
• Threshed Grain, Farm Produce
• Seed, Chemicals and Fertilizer
• Fuel & Fuel Tanks
• Personal and Business Liability
• Farm Machinery and Equipment
• Loss of Use for Machinery
• Barns and Outbuildings (including specialized operations)

 

 

 

 

 

At La Salle Insurance and Travel Services Ltd. we represent multiple insurance companies when it comes to selecting a Travel Health Insurance provider.

Coverage is available for those short trips away from home to your student attending school outside their home province, to annual travel plans.  Health costs vary from province to province, and not everything is covered under your basic Provincial Health Care plan, especially if you are travelling into another country.  Coverage can be bought for individual trips, or on an annual policy – allowing multiple trips per year, without the hassle of purchasing coverage every time you leave.

We also offer Supplementary Health and Dental plans for individuals who are looking for more coverage than your basic Provincial Health Care plan provides.  If you are self employed, an employee of a company that does not offer a Group Benefits Plan, retired or a student our Supplementary Health and Dental plans can provide the additional coverage you are looking for.  Benefits covered include:

• Ambulance
• Semi Private Hospital Room
• Accidental Dental
• Dental
• Prescription Drugs
• Eye Exams
• Athletic Therapy
• Physiotherapy
• Massage Therapy
• Occupational Therapy
• Medical Appliances
• Prosthetic and Remedial Equipment
• Private Nursing
• Cardiac Rehabilitation
• Foot Care
• Accidental Death and Dismemberment

A travel agent can take the guess work out of booking your next trip. Talk to our friendly staff about getting the best price possible.